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News & Press: CalAdvisor Newsletter

February President's Message

Friday, February 1, 2019   (0 Comments)
Posted by: John Nilmeier, CFP, CLU
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Celebrating the New Year

For as long as I can remember, I’ve always enjoyed the New Year holiday. The festivities, parties and staying up late to “ring in the new year” are all fun, but my favorite part is the idea of starting over with a clean slate.

For a number of years now, I’ve made the habit of writing down my goals for the new year; personal, health, family, spiritual and business goals. I would spend hours thinking about what could be and where I’d like to be a year from now, five years from now and 10 years down the road.

The process is incredibly therapeutic, as it allows me to reflect on my life and celebrate my achievements and honestly assess those areas that I’d like to improve in. By the end of the process I feel excited and rejuvenated. It gives me confidence that I will reach my goals, and a feeling of hope for what is to come.

Hope for the future; what an amazing concept. This past month, NAIFA started a new year with a new structure, engineered to help propel our association forward. This was a change that had to happen in order to set the stage for a brighter and more prosperous future. However, where change comes, the critic is present too. To be honest, I understand much of the criticism. After all, who wants to change something that you’ve known for 20, 30, possibly 40 years. It’s comfortable, it’s routine, it’s your tradition.

I’m reminded of a story I learned in one of my business classes in college. The story was about a company that manufactured film. It was a Fortune 500 company, and by all measurements, was an incredibly successful company.

One of their young engineers came to the company heads with an amazing discovery; a camera that didn’t use film to take pictures. What an amazing invention! The company heads told the young engineer to discard the camera and never mention it again. After all, they were a film company and what would they be if they couldn’t sell film?

They never spoke of the invention again. Years went by and other companies soon discovered the same invention, but instead of burying it, they perfected it and sold it, changing the way we take pictures today.

Of course, I’m referring to the digital camera and the company that could have made a killing on their invention was Kodak.

Change is scary and uncomfortable, but many times it’s necessary if you wish to stay relevant. NAIFA wants to stay relevant and our new structure was necessary to do so. Will there be challenges going forward? Absolutely. But we will overcome them, move forward and become even stronger.

No doubt, this change was necessary, but at the end of the day, it’s our members that will be the catalyst to this change; these are the people who are the “boots on the ground” folks who will be responsible for the success of this program. As I talk to our NAIFA members statewide, I’m reassured as they share their passion for this industry and NAIFA. With everyone’s work and commitment, this structural shift will be successful.

I’m proud to be a NAIFA member and absolutely proud to be your president of NAIFA-California this year. Here’s to a successful and prosperous 2019!


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